GOVERNMENT GUARANTEED LOANS
USDA Business Loans
Financing built for rural business
Long-term, government-backed funding for rural businesses
If your business operates in a rural area, access to the right financing can be limited. The USDA Business and Industry Loan Guarantee Program helps bridge that gap, offering loan amounts up to $25 million with repayment terms up to 30 years.
What a USDA Business
and Industry loan is
and Industry loan is
USDA Business and Industry loans are guaranteed by the U.S. Department of Agriculture. That guarantee reduces risk for lenders and allows larger loan amounts, longer repayment terms, and more flexible approval standards.
These loans can be used to purchase or improve real estate, acquire equipment, support working capital, or refinance existing debt.
Financing that matches the scale of what you're building
Loan amounts up to $25 million- Repayment terms up to 30 years for real estate
- Federal guarantee improves your chances of approval
- Covers real estate, equipment, working capital, and refinancing
- Supports long-term growth for businesses in rural communities
Who qualifies for USDA financing
Businesses located in a rural area, typically a population under 50,000- For-profit businesses and eligible non-profit organizations
- Businesses must create or retain jobs in the community
- Owners with 20% or more ownership provide a personal guarantee
- Creditworthy applicant with a demonstrated ability to repay
- U.S. citizen or permanent resident
