Banking
Always Saving Account
Earn more from your savings
4.00% APY. No fees. No minimums. No trade-offs.
Start earning more from day one without monthly fees, minimum balance requirements, or restricted access.
Member FDIC. Insured up to $250,000. Annual Percentage Yield is variable. See disclosures.
This is what a savings
account should be.
4.00% APY
You start earning from your first dollar.
- No minimum balance to open or maintain
- Clearly disclosed APY
- No monthly maintenance fees
- Move your money when you need it
- FDIC insured up to $250,000 per depositor
- Secure access to your account at all times
Fees
Straightforward banking starts here
Transparent pricing and clear terms, with no unnecessary fees to manage.
- Monthly Maintenance Fee: $0.00
- Minimum Opening Deposit: $0.00
- Minimum Balance Requirement: None
- Transaction Fees: None
Open your account
in minutes
in minutes
Apply online with a few basic details and start earning right away.
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U.S. resident, age 18 or older
Linked external bank account for funding
Valid government-issued ID
Review and accept the Deposit Terms and Conditions
Valid Social Security Number (SSN)
No minimum deposit required to get started
1
Apply online
Complete a quick application with a few basic details.
2
Verify your identity
Confirm your details using a valid government-issued ID.
3
Link your external account
Connect your bank account to fund your savings.
4
Start earning
Transfer funds and begin earning interest right away.
