Asset-Based Lending
Instead of waiting weeks or months for customers to pay, you can access the value of your invoices as soon as they are issued. You receive most of the payment upfront, and the remaining balance once your customer pays, minus a fee. There is no loan and no interest to track.
80% to 95% of eligible accounts receivable- Up to 70% of eligible inventory, based on Net Orderly Liquidation Value
- Up to 70% of eligible equipment, based on Forced Liquidation Value
- Pricing as low as 1% per month
Strong accounts receivable from U.S. commercial customers- Eligible inventory or equipment as collateral (when applicable)
- Net invoice terms of 120 days or less
- Industries include manufacturing, distribution, staffing, oilfield services, and similar
We assess your assets
We review receivables, inventory, and equipment.
Your borrowing capacity is set
Your available credit is based on the strength of your assets.
Your availability is confirmed
Eligible assets are validated and advance rates are applied.
You access your funds as needed
Draw on your credit line while customer payments reduce your balance.
Your line stays current
Regular reporting keeps your borrowing base up to date.
Your capital adjusts as you grow
As your assets change, your available credit adjusts with them.
