Specialty Finance
Invoice Factoring
Turn your invoices into cash
Access cash from your invoices in as little as 24 hours
If your customers take 30, 60, or 90 days to pay, your cash flow slows down even when your business is performing. Factoring gives you access to that money now, so you can keep operating without waiting on incoming payments.
Turn invoices into cash you can use now
Instead of waiting weeks or months for customers to pay, you can access the value of your invoices as soon as they are issued. You receive most of the payment upfront, and the remaining balance once your customer pays, minus a fee. There is no loan or long-term debt.
Funding lines from $100,000 to $5,000,000- Advance up to 95% of your invoice value
- Funds available as soon as invoices are approved
- Built for invoices with payment terms up to 120 days
Why businesses choose to get paid sooner with Always.bank
No debt added to your balance sheet
Approval based on your customers, not just your credit
Use it when you need it, without monthly minimums
Works even if your business is still building history
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We manage collections professionally, protecting your customer relationships
Built for businesses in manufacturing, staffing, oilfield, trucking, distribution, and other invoice driven industries
Is this a fit for your business?
This works best for businesses that invoice other companies on payment terms. Here is a quick way to see if it lines up with how you operate.
You sell products or services to other businesses- Your customers pay on terms between 15 and 120 days
- Your monthly sales typically fall between $50,000 and $5,000,000
How you turn an invoice into cash
1
Complete Application
We look at your business and your customers, then approve a funding line built around how you invoice.
2
Submit Invoices
You choose which invoices to use and when.
3
Receive Funding
Once the invoice is verified, you receive an advance, often within 24 hours.
4
Reserve Rebate
After payment is received, you get the rest, minus the fee.
