Privacy Policy
Your privacy is not fine print. It's a promise.
Effective Date: April 2026
At Always.bank (powered by 22nd State Banking Company), we respect your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard the data you provide to us through our website and services in compliance with U.S. federal and state laws.
This Privacy Policy is designed to meet applicable U.S. federal and state regulatory frameworks governing financial institutions.
1. Information
We Collect
We are here to help! We have the expertise to guide you through every step.
Identifiers: Name, mailing address, email address, phone number, and Social Security Number.
Financial Information:
Account numbers, credit history, and transaction details.Digital Activity: IP address, browser type, and interaction with our website through cookies.
2. How We Use Your Information
We use your data to provide a secure and personalized banking experience, including:
Processing applications for accounts and loans.
Verifying your identity and preventing fraud.
Complying with legal and regulatory requirements (e.g., USA PATRIOT Act).
Improving our website performance and user experience.
3. Sharing Your Information
Always.bank does not sell your personal information. We may share data with trusted third parties only in the following circumstances:
Service Providers: To help us process transactions or maintain your account.
Legal Obligations: To comply with subpoenas, court orders, or government audits.
Affiliates: As permitted by law to offer you relevant financial products.
4. Your Rights
and Choices
Under U.S. laws such as the Gramm-Leach-Bliley Act (GLBA)
And specific state regulations (like CCPA for California residents), you may have the right to:
Request access to the personal data we hold about you.
Request the deletion of certain information.
Opt-out of certain types of data sharing for marketing purposes.
5. Security
of Your Data
We implement industry-standard security measures, including encryption and multi-factor authentication, to protect your sensitive data from unauthorized access.
6. Contact Us
If you have questions regarding this Privacy Policy, please contact us.
Always.bank Privacy Team:
