General

Getting Started

Answers about account setup, security, navigation, and everyday banking.

What is Always.bank ?

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Always.bank is a nationwide digital bank focused on serving small businesses, entrepreneurs, and business owners. Unlike traditional banks, Always.bank combines online banking, business lending, and business advisory services to help companies grow.
Always.bank is designed to be a long-term banking partner for small businesses, providing both financial products and expert guidance to help entrepreneurs succeed.

What services does Always.bank currently offer?

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- SBA 7(a) loans
- USDA business loans
- Accounts receivable financing
- Cash flow lending solutions

What services will be available in the future?

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- Business checking accounts
- Business savings accounts
- Certificates of deposit (CDs)
- Cash management services
- Merchant payment processing

What is Always.bank's routing number?

065106839

What are the benefits of using a digital bank vs. a traditional bank?

Digital banking lets you manage your finances anytime, anywhere. Often with lower fees, competitive rates, faster account setup, and convenient online tools.
For business owners, it simplifies banking, financing, payments, and cash flow management through a single platform.
Always.bank goes a step further, combining digital convenience with personalized support, business banking solutions, lending options, and expert guidance designed specifically for entrepreneurs and small businesses.

Does Always.bank integrate with Plaid or other financial management tools?

Yes, Always.bank does integrate with Plaid.

Will I receive a monthly statement?

Yes, a monthly eStatement will be posted to your account and be available to view or download from within Online Banking. We will send you an email advising you that a new statement is available.

Can I opt-out of eStatements?

No. As an online bank all of our communications are electronic, which allows us to pass along the savings to our customer in the form of highly competitive APYs.

Is my account FDIC-insured, and up to what amount?

Yes, your deposits are insured up to $250,000 per depositor, per FDIC institution.

Does Always.bank support Zelle or other peer-to-peer transfers?

Always.bank Debit Card holders can use our iPay to easily send money to friends and family.

How do I find an ATM near me?

Locate free ATMs nearby (MoneyPass ATM Locator / Allpoint ATM Locator).

Contact Us

If you have any more questions, please contact us.

Always.bank Privacy Team:

51 St. Joseph Street Mobile, AL 36602