Business Loans & Credit

Funding & Growth

Explore financing options, loan programs, and application requirements.

How is interest calculated on Always.bank accounts?

Two women sitting on an outdoor bench, smiling and drinking beverages at sunset.

nterest is compounded daily and credited to your account monthly.

What is the interest rate on Always.bank business checking accounts?

The interest rate and annual percentage yield is coming soon.

Does Always.bank offer multiple business checking account tiers?

Always.bank offers Small Business Checking and Commercial Analysis Checking.

What is the interest rate on Business Savings Accounts?

The interest rate and annual percentage yield is coming soon.

What is the interest rate on Business Money Market Accounts?

The interest rate and annual percentage yield is coming soon.

Are there any fees for outgoing/incoming wire transfers, ACH, or ATM withdrawals?

You won't pay fees for most transactions, just a $20 fee for outgoing wire transfers.

Does Always.bank charge fees for bill pay or check writing?

Writing checks and using standard Bill Pay with Always.bank is free. If you need to rush a payment, expedited Bill Pay comes with a fee between $6.95 and $34.95.

Can I deposit cash into my Always.bank account? If so, how?

You can deposit cash at select Allpoint® and MoneyPass® ATMs.

Can I deposit a check with mobile deposit?

You can deposit cash at select Allpoint® and MoneyPass® ATM locations.

How quickly can I access funds after I deposit a check?

Always.bank complies with Regulation CC, which sets the allowable hold times on certain deposits. You can view our Funds Availability schedule in the deposit agreement.

Contact Us

If you have any more questions, please contact us.

Always.bank Privacy Team:

51 St. Joseph Street Mobile, AL 36602